Fluctuations:

Not a good time to have our savings in Japanese currency. Our travel fund has lost a huge chunk in value over the last 6 months because of a drop in the yen. In a year the exhange rate has risen from 85 yen to the Canadian dollar, to 105 to the dollar.

We're checking out the exchange rates daily hoping that they'll improve within the next couple of weeks so we can transfer our money to a Canadian bank. The risk is how bad can the exchange rate get.